"Take my money," said Harry, "but do me a favor: Shoot a bullet through my hat otherwise my wife won't believe I was robbed."
The robber obliged. He threw Harry's hat into the air and put a bullet through it.
"Let's make it look as if I ran into a gang of robbers," said Harry, "otherwise my wife will call me a coward! Please shoot a number of holes through my coat."
So the robber shot a number of holes through the carpenter's coat. "And now…" continued Harry.
"Sorry," interrupted the robber. "No more holes. I'm out of bullets."
"That's all I wanted to know!" said Harry. "Now hand me back my money and some more for the hat and coat that you've ruined or I'll beat you black and blue!"
The robber threw down the money and ran away.
Moral: It's never too late to use our brains to get out of a difficult situation!!